Most CDs will incur a fee or penalty for early withdrawal.
CDs usually offer lower yields than a regular savings account.
CDs are usually insured up to the same amount through some credit union mechanism.
Most commonly CDs are offered with a fixed interest rate and term.
Source: Janata Bank Ltd - Executive Officer - 26.06.2015
Answer: Most commonly CDs are offered with a fixed interest rate and term.
Explanation:
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